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​​​​​​​What do I need to use Laybuy?

To sign up to Laybuy, you’ll need a valid debit or credit card, New Zealand residential address and you must be over 18 years old.


Important details…

Laybuy offers a simple interest free payment plan that lets you secure your purchases up to $1500 today and pay for it in 6 equal payments, once a week for 6 weeks.

The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
 

What happens if I miss a payment?

If you miss a payment you will be notified immediately by Laybuy. A late payment fee of $10 may be charged in respect of each payment you fail to make on time.

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