Our interest free options let you have it all now and pay it back over time. Explore our interest free options below, and find the right one for you.
Everyday Interest Free Terms & Conditions
FULL INTEREST FREE TERMS & CONDITIONS:
Available to approved customers where the amount financed in a single transaction is:
6 Months Interest Free offer - $250 and above;
12 Months Interest Free offer - $250 and above;
24 Months Interest Free offer - $500 and above;
50 Months Instalment Interest Free - $1250 and above for a limited time.
For minimum monthly payment plans (6 Months, 12 months, 24 Months or 50 Months), monthly payments must be made during the interest free period Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.
For the equal monthly payment plan 50 Month) the plan is payable by 50 approximate equal monthly instalments (exact amount specified in your statement). At the end of the 50 month interest free period, interest will be charged on any outstanding balance.
A non-refundable deposit of 50% is required for custom orders.
Available in-store and online.
Not available with Gift Card purchases.
Gem Visa credit and lending criteria, $55 establishment fee and $52 annual account fee apply (for Gem Visa and Gem Creditline).
Prevailing interest rate (currently 25.99% fixed p.a for Gem Visa / currently 29.99% p.a. for Gem Creditline) applies after the interest free period ends.