Interest Free Finance

Our interest free options let you have it all now and pay it back over time. Explore our interest free options below, and find the right one for you.​​​​​​​

50 Months Interest Free on Purchases Over $750 Terms & Conditions

FULL INTEREST FREE TERMS & CONDITIONS:

1.  New customers must apply and be approved for a Gem Visa credit card.
    
2.  Available on participating Gem by Latitude credit cards only.
    
3. Available to approved customers where the amount financed in a single transaction is $750 and above on new orders from 5/8/25 to 15/9/25.
    
4. For equal monthly payment plan with Gem Visa or Gem CreditLine as an Instalment Plan Advance/CreditLine Select Advance, depending on the amount financed the plan is payable by 50 approximately equal monthly instalments. Amount payable will be shown on your monthly statement. At the end of the interest free period, interest will be charged on any outstanding balance.
    
5. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)).
    
6. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free term. 
    
7. New orders only. 
    
8. Available in-store and online. 
    
9. Not available in conjunction with Gift Card purchases. 
    
10. Credit is provided by Latitude Financial Service Limited.
     
11. Freedom’s standard terms and conditions of purchase otherwise apply.

Everyday Interest Free Terms & Conditions

INTEREST FREE TERMS & CONDITIONS:

    1. New customers must apply and be approved for a Gem Visa credit card.

    2. Available on participating Gem by Latitude credit cards only.

    3. Available to approved customers where the amount financed in a single
    transaction is:

        a. 6 Months Interest Free offer - $250 and above;
        b. 12 Months Interest Free offer - $300 and above;
        c. 24 Months Interest Free offer - $600 and above;
        d. 36 Months Interest Free offer - $1000 and above;
        e. 50 Months Interest Free - $1,500 and above.

VIEW FULL TERMS & CONDITIONS