18 Months Deferred & Interest Free

Full Terms & Conditions:

1. Minimum finance amount for Gem is $500 for new and existing customers. Minimum finance amount for Q Card is $500 for new and existing customers.

2. Offer available in-store to approved applicants only from 15th January to 26th January 2018. 

3. No deposit, no interest and no repayments for 18 months

4. Credit and lending criteria, Gem Visa $55 establishment fee and $52 annual account fee apply. Q Card $55 establishment fee and $50 annual account fee apply for new Q Card holders and $35 advance fee existing Q Card holders.

5. Prevailing interest rates (Gem 25.99%, CreditLine 29.95% and Q 25.25%) will apply to any balance outstanding on the expiry of the 18 months interest free deferred promotional period.

6. Gem Visa and CreditLine are provided by Latitude Financial Services Limited. Q Card is provided by Consumer Finance Limited (CFL)

7. Not available in conjunction with freedom Outlet purchase or Gift Card purchases.

8. New orders only.

9. A deposit of 50% is required for custom orders.

10. freedom’s standard terms & conditions of purchase otherwise apply.

11. Interest Free offers available in store only and not available with on-line purchases.