Full Terms & Conditions:

1. Minimum finance amount for Gem is $500 for new and existing customers. Minimum finance amount for Q Card is $500 for new and existing customers.

2. Offer available to approved applicants only from July 17th 2017 and 30th July 2017. 

3. No deposit, no interest and no repayments for 18 months

4. Credit and lending criteria, Gem Visa $55 establishment fee and $52 annual account fee apply. Q Card $55 establishment fee and $50 annual account fee apply for new Q Card holders and $35 advance fee existing Q Card holders.

5. Prevailing interest rates (Gem 25.99%, CreditLine 29.95% and Q 25.25%) will apply to any balance outstanding on the expiry of the 18 months interest free deferred promotional period.

6. Gem Visa and CreditLine are provided by Latitude Financial Services Limited. Q Card is provided by Consumer Finance Limited (CFL)

7. Not available in conjunction with freedom Outlet purchase, Gift Card purchases or Gift Fund contributions.

8. New orders only.

9. A deposit of 50% is required for custom orders.

10. freedom’s standard terms & conditions of purchase otherwise apply.